"I want complete flexibility on choice of new mobile phone with the
convenience of low monthly repayments."
This option provides great mobile phone choice and the flexibility
to get the one you want without a large upfront payment.
Get the flexibility and choice you need with Telstra's Mobile Repayment Option (MRO). Choose any mobile phone you want from our great selection and pay it off in interest free instalments over 12, 18 or 24 months.
Plus as an added bonus on selected Member Plans, you may also be eligible to receive a credit each month from Telstra to help offset the cost of the mobile phone repayment.
Step 1
Step 1: Choose a mobile phone
Choose your mobile phone from the selection available through Phone Select. You can also choose to include an eligible mobile phone accessory in your MRO.
Mobile phone accessories you can include with your MRO:
- car kits
- portable handsfree kits
- phone chargers
- batteries
- data cables
- leather cases.
Step 2
Step 2: Calculate how much you will pay upfront for your chosen mobile phone or accessory
Depending on how much you would like to repay on a monthly basis you may also need to make an upfront payment.
To choose the MRO amount that's right for you, you'll need to pay the difference between this and the cost of your mobile phone upfront.
The MRO amount needs to be equal to or less than the price of the mobile phone and any eligible mobile phone accessories.
Step 3
Step 3: Find the mobile plan that goes with your MRO amount
Use the table below to find your MRO amount and then select the eligible mobile plan that best suits you.
| If your MRO amount is | ...these are the Telstra mobile plans that you can choose from: |
|---|---|
| $49-$679 | Member
Plan Telstra 3G and Next G™ Capped Plans Casual Plan |
| $729-$999 | Member
$60 or above Telstra 3G and Next G Capped Plans |
| $1099-$1499 | Member
$150 or above Telstra 3G and Next G Capped Plans |
If you pick an eligible Member Plan, you'll receive a monthly member credit that may be used to offset part or all of your monthly MRO repayment.
Whichever plan you choose, you can be sure it comes with our great coverage, service and reliability.
Step 4
Step 4: Select your MRO term
Choose to make your repayments over 12, 18 or 24 months. The nominated amount will appear on your Telstra bill, in addition to your mobile plan spend.
The table below shows a few different scenarios to illustrate how MRO can work for you:
| Example 1 | Example 2 | |
|---|---|---|
| Phone cost (including the price of any eligible mobile accessories) | $829 | $829 |
| MRO amount selected | $529 | $829 |
| Amount payable upfront for phone | $300 | $0 |
| Eligible mobile plans | Eligible mobile plans:
|
Eligible mobile plans:
|
| Monthly repayment over 12 months | $44.09 (plus plan costs) | $69.09 (plus plan costs) |
| Monthly repayment over 18 months | $29.39 (plus plan costs) | $46.06 (plus plan costs) |
| Monthly repayment over 24 months | $22.05 (plus plan costs) | $34.55 (plus plan costs) |
